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 Personal Checking Comparison

Compare the benefits our different checking accounts below.  Once you see the account that is right for you, Open It Now!

  Central Freedom Central e-Checking Central Classic Central Premier Central Scholar Central Patriot
Service Charge Free Free Free $10.00/Free Free / $10 age 25+ Free
Minimum Balance None None None

$1000 and Up...Free

$0.00-$999.99…$10.00

None None
Number of Checks Unlimited Unlimited electronic debits; only 5 checks per month; $1.25 per additional check Unlimited Unlimited 5 checks per month; $1.25 per additional check Unlimited
Minimum Amount to Open $100 $100 $100 $1,000 $50 $50
Interest No Yes No Yes No No
Online Banking Cost Free Free Free Free Free Free
Online Bill Pay Cost Free for six months, then $5.95/month for up to 10 payments, $0.45 per additional payment Free Free for six months, then $5.95/month for up to 10 payments, $0.45 per additional payment Free for six months, then $5.95/month for up to 10 payments, $0.45 per additional payment Free Free
Check/ATM Card Fee Free Free Free Free Free Free
Free ATM Transactions Yes, at Central National ATM machines Yes, at Central National ATM machines Yes, at Central National ATM machines Yes, at Central National ATM machines Yes, at Central National ATM machines and 3 per month at non-CNB ATM machines Yes, at Central National ATM machines
Other Benefits First check order free, Free Auto or Homeowners Insurance Quote, Free safe deposit box for one year Free Auto or Homeowners Insurance Quote, Free Financial "Check up" with Investment Professional Free checks, Free Auto or Homeowners Insurance Quote, Free safe deposit box for one year First check order free, Free Auto or Homeowners Insurance Quote, Free safe deposit box for one year, Free Financial "Check up" with Investment Professional Free incoming wire transfers, Free first order of checks, Free fee refund coupon, Free Renters, Auto, or Homeowners Insurance Quote, Free Financial "Check up" with Investment Professional Free first order of checks, Free Auto or Homeowners Insurance Quote, Free Financial "Check up" with Investment Professional
Do I get my checks back? No, Statements Only No, Statements Only No, Statements Only Images No, Statements Only Images
Age Restriction None None 55+ None 18-24 None
Bounce Protection Limit $300 $500 $300 $500 $300 $500