Central Horizon Account*

The Central Horizon Account is an account tailored to fit your investment goals. Central National Bank is ready to serve your expanding needs including Asset Management, Self-Directed IRA/SEPs and custodial accounts. The professionals at Central National Bank can tailor an investment portfolio to fulfill your financial goals. The CENTRAL HORIZON ACCOUNT can be personalized by taking into consideration your risk tolerance and your investment time frame. Our flexible investment approach allows you, the investor, to play an active role in designing your investment portfolio. 

Risk Tolerance: from conservative to aggressive, the CENTRAL HORIZON ACCOUNT allows for four degrees of risk tolerance. 

Time Frame: Combine four degrees of risk with three time frames (3-6 years, 7-11 years, or 12-17 years) and you have 12 predefined portfolio allocations.

These predefined portfolios are engineered from an approved list of funds. The funds are systematically filtered and screened by the professional at Central National Bank, from over 10,000 mutual funds. We believe that the allocation of assets by type of investment is far more critical to investment results than the selection of individual securities. All funds are available to us as a no-load fund, but if you buy them on the street or through another entity, you may pay a commission each time you buy or sell.

Fees: Our commitment to serving your best interests is reflected not only in our investment management style, but also in our low service charge for managing your account. Our fees are based on the market value of your account, rather than on the transactions that take place. As a result, our success depends on the successful management and growth of your portfolio.

SAVING MONEY WITH A CENTRAL HORIZON ACCOUNT:

College Education
With tuition increasing at twice the rate of inflation, the CENTRAL HORIZON ACCOUNT makes saving easy with the automatic investment plan.

Retirement
How long will your money last? How long will social security last? Put an end to your retirement worries, invest today in the CENTRAL HORIZON ACCOUNT and let your retirement dreams be tomorrow’s reality.

IRA’s
Frustrated with high commissions, brokerage charges or low interest rates? Transfer your IRA today to the new CENTRAL HORIZON ACCOUNT, and let us tailor an account to meet your personal retirement goals.

Financial Security
Whether it’s the security of retirement, college education or tax planning, Central National Bank’s CENTRAL HORIZON ACCOUNT is the account for you. Let our professionals help you design an investment plan to fit your investment goals.

Special Horizon Services:

• Quarterly Statements
• Automatic Investment Plan
• Automatic Withdrawal Plan
• Low Minimum Annual Fee of $50
• Available for IRA’s
• Available for SEP IRA’s
• Internet Access

Our Customer Service Representatives have more information on the CENTRAL HORIZON ACCOUNT. The mutual funds used in the CENTRAL HORIZON ACCOUNT are not bank deposits or obligations and are not federally insured.

*This product is: not insured by the FDIC, not a deposit or other obligation of, or guaranteed by, the depository institution; subject to investment risks, including possible loss of the principal amount invested.