Personal

Our account types have been specially developed to suit every individual. We're proud to say we can represent our customers through every life changing event.

Freedom Checking

Freedom from monthly fees and minimum balances.

  • $100 Minimum to Open
  • No Minimum Balance Requirement
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Free Online & Mobile Banking
  • Free E-Statements
  • Bounce Protection Overdraft Privilege Up to $500





Freedom Plus Checking

What is Freedom Plus Checking?

Upgrade your Central Freedom account for $7.99/month* to get these great extras:

  • Earn Interest - See Our Current Rates
  • Check Images Included in Monthly Statement
  • Free Online Bill Pay
  • Free Personal Money Orders
  • Free non-CNB ATM Transactions (2/month)
  • Free Notary Service
  • Free Financial Check Up with a CNB Investment Professional
  • Bounce Protection Overdraft Privilege Up to $750

$7.99 monthly service charge is waived for customers with deposit relationships totaling more than $25,000.

Classic Checking

Checking for ages 55 and up.

  • $100 Minimum to Open
  • No Minimum Balance Requirement
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Free Online & Mobile Banking
  • Free E-Statements
  • Bounce Protection Overdraft Privilege Up to $500





Classic Plus Checking

What is Classic Plus Checking?

Upgrade your Central Classic account for $3.99/month* to get these great extras:

  • Earn Interest - See Our Current Rates
  • Check Images Included in Monthly Statement
  • Free Online Bill Pay
  • Free Personal Money Orders
  • Free non-CNB ATM Transactions (2/month)
  • Free Notary Service
  • Free Financial Check Up with a CNB Investment Professional
  • Bounce Protection Overdraft Privilege Up to $750

$3.99 monthly service charge is waived for customers with deposit relationships totaling more than $25,000.

Premier Checking

Interest Checking for those who carry high balances.

  • $1,000 Minimum to Open
  • $1,000 Minimum Balance Requirement
  • No Monthly Service Charge; $10 if balance falls below $1,000
  • See Our Current Rates
  • Unlimited Check Writing
  • Free Online & Mobile Banking
  • Free E-Statements
  • Bounce Protection Overdraft Privilege Up to $1,000


Compare All Account Types