Welcome to Money for Life on your terms.  We have a business checking option to meet your business's needs.  Choose from one of the following account types. 

Central Business Value

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Good for: all businesses, organizations, and sole proprietors

Free Monthly Statement with Images: Yes

Free Online Banking: Yes

Free E-Statements: Yes

Monthly Service Charge: None

No charge for first 100 debits; $0.25 per item after 100 debits

No charge for credits or deposited items

All Business Checking accounts include Employee Benefits for your employees:

• $10 premium for opening a new personal checking, savings, or Health Savings Account, and/or signing up for ACH direct deposit

• Free check cashing for account holders

• 0.25% discount on a new auto loan rate

• $100 coupon for new home loan closing costs

Central Business Premium

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Good for: all businesses, organizations, and sole proprietors

Free Monthly Statement with Images: Yes

Free Online Banking: Yes

Free E-Statements: Yes

Earnings Credit: Earnings credit will offset fees generated by account analysis schedule as well as the monthly service charge

Account Analysis Schedule:

• $8 monthly service charge

• $0.15 per debit or credit item

• No charge for "on us" items deposited

• $0.08 per transit (non-"on us") item deposited

All Business Checking accounts include Employee Benefits for your employees:

• $10 premium for opening a new personal checking, savings, or Health Savings Account, and/or signing up for ACH direct deposit

• Free check cashing for account holders

• 0.25% discount on a new auto loan rate

• $100 coupon for new home loan closing costs

Central Cash Sweep

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Good for: all businesses, organizations, and sole proprietors

Account snapshot: Business checking account with daily sweep to interest-bearing money market account

How it works: Funds in excess of target balance are swept automatically each day to give you seamless, hassle-free cash management that earns a competitive rate of interest

Target balance: calculated monthly based on account analysis schedule; ask your banker to customize an analysis for your business

Cash Management Plus: Included; more information

Free Monthly Statement with Images: Yes

Free Online Banking: Yes

Free E-Statements: Yes

All Business Checking accounts include Employee Benefits for your employees:

• $10 premium for opening a new personal checking, savings, or Health Savings Account, and/or signing up for ACH direct deposit

• Free check cashing for account holders

• 0.25% discount on a new auto loan rate

• $100 coupon for new home loan closing costs

Central Association

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Account snapshot: For non-profit organizations and governmental entities

Free Online Banking: Yes

Free E-Statements: Yes

Images of checks in statement

Monthly Service Charge: None

No charge for first 100 items; $0.25 per item after first 100 items

All Business Checking accounts include Employee Benefits for your employees:

• $10 premium for opening a new personal checking, savings, or Health Savings Account, and/or signing up for ACH direct deposit

• Free check cashing for account holders

• 0.25% discount on a new auto loan rate

• $100 coupon for new home loan closing costs

Additional Business Services

Online Bill Payment

• Save time and money by paying bills electronically

• $5.95 per month

Deposit Direct

• Package of services including: ability to deposit checks from your desk (merchant capture), recurring ACH ability, & ability to accept checks by phone or web site

• Merchant capture only, ACH only, or Merchant Capture/ACH combination packages available

• Ask your banker to customize a pricing analysis for your business

• More Information

Cash Management Basic

• Package of services including: online bill pay, online wire transfers and
  online stop payments

• $10 per month

• $12 per domestic wire transfer; $12 per stop payment

Cash Management Plus

• Package of services including: online bill pay, ACH origination, online wire
  transfers & stop payments, positive pay check verification, and commercial line of credit sweep

• $30 per month

• $12 per domestic wire transfer; $12 per stop payment

• $100 on-site set up fee

e-Returns

• Electronic re-presentment service for businesses with the potential to increase your clearing rates, increase your revenues, and maximize your recovery opportunities while allowing you to avoid the hassles of collection activities and negative confrontations with customers.

• No cost to you!

• More Information