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 Current Interest Rates

Auto Loan Rates | Home Loan Rates | Deposit Rates 

Auto Loan Rates*

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New Autos (2008-NEW)

No Origination Fee

Loan Amount

Term

(in months)

Rate*

APR*

Estimated Payment

$7,500 to $15,000 36 6.97% 6.976% $308.66
48 6.25% 6.255% $236.02
60 6.20% 6.204% $194.28
72 6.16% 6.165% $166.51
Disclosed payment examples and APRs assume a $10,000 loan amount, no origination fee at the specified term and rate listed.
$15,001 to $25,000 36 6.77% 6.775% $615.49
48 5.95% 5.954% $469.28
60 5.90% 5.905% $385.77
72 5.86% 5.864% $330.18
Disclosed payment examples and APRs assume a $20,000 loan amount, no origination fee at the specified term and rate listed.
$25,001 to $35,000 36 6.40% 6.405% $918.18
48 5.75% 5.754% $701.17
60 5.70% 5.704% $575.87
72 5.66% 5.664% $492.44

Disclosed payment examples and APRs assume a $30,000 loan amount, no origination fee at the specified term and rate listed.

 

Used Autos, Boats, RV's, Motorcycles, etc.

2% Origination Fee ($100 Maximum)

Loan Amount

Term

(in months)

Rate*

APR*

Estimated Payment

$2,501 to $7,500 12 16.84% 20.700% $464.85
24 13.46% 15.495% $243.61
36 12.12% 13.514% $169.71
48 8.36% 9.401% $125.38
Disclosed payment examples and APRs assume a $5,000 loan amount with a $100 origination fee at the specified term and rate listed.
$7,501 to $15,000 12 10.63% 12.543% $891.03
24 9.21% 10.215% $462.44
36 8.64% 9.327% $319.52
48 7.77% 8.294% $245.51
Disclosed payment examples and APRs assume a $10,000 loan amount, with a $100 origination fee at the specified term and rate listed.
$15,001 to $25,000 12 8.44% 9.400% $1752.74
24 8.21% 8.716% $911.09
36 7.92% 8.266% $629.18
48 7.30% 7.563% $484.17

Disclosed payment examples and APRs assume a $20,000 loan amount, with a $100 origination fee at the specified term and rate listed.

*Rate is based on Good Credit Rating

 

Deposit Rates

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Savings/Money Market Rate APY*
Central Prestige $1,000-$9,999.99 0.70% 0.70%
$10,000-$49,999.99 0.80% 0.80%
$50,000-$249,999.99 0.90% 0.90%
$250,000-$999,999.99 0.95% 0.95%
$1,000,000 and up 1.00% 1.00%
Advantage Savings & Youth Savings 0.65% 0.65%
E-Z ATM Savings 0.25% 0.25%
Interest Bearing Checking Rate APY*

Central e-Checking

0.50% 0.50%
Central Freedom Plus $.01-$9,999.99 0.25% 0.25%
$10,000 or more 0.50% 0.50%
Central Classic Plus $.01-$9,999.99 0.25% 0.25%
$10,000 or more 0.50% 0.50%
Central Premier $0.01-$4,999.99 0.25% 0.25%
$5,000-$9,999.99 0.25% 0.25%
$10,000 or more 0.50% 0.50%

Certificates of Deposit**

Current Specials

  • CNB 6-18 Month Variable Rate "Add-On" CD Special - variable rate of 1.03% and an APY of 1.03%.  Minimum investment is $500 and additions can be made at any time in increments of $50 or more.

  • NEW!! CNB 12-Month CD Special* - 0.55% and an APY of 0.55%.  Minimum investment is $5,000, and the term is 12 months.

  • NEW!! CNB 24-Month "Bump-Up" CD Special* - 1.14% and an APY of 1.15%.  Minimum investment is $5,000, and the term is 24 months. Can increase rate one time during the term to regular 2 year rate.

  • Central National Bank Checking Account Customers qualify for our Preferred Customer CD Rates:

    • CNB 12-Month CD Special* -  1.30% and an APY of 1.31%.  Minimum investment is $5,000, and the term is 12 months.

    • CNB 24-Month "Bump-Up" CD Special* - 1.89% and an APY of 1.91%.  Minimum investment is $5,000, and the term is 24 months. Can increase rate one time during term to regular 2 year rate.

*some restrictions apply

$1,000 Deposit

Term

Rate APY*
6 Month 0.08% 0.08%
1 Year 0.10% 0.10%
2 Year 0.70% 0.70%
3 Year 1.34% 1.34%
5 Year 1.99% 2.00%
$10,000 Deposit

Term

Rate APY*
6 Month 0.18% 0.18%
1 Year 0.25% 0.25%
2 Year 0.85% 0.85%
3 Year 1.49% 1.50%
5 Year 2.14% 2.15%
$50,000 Deposit

Term

Rate APY*
6 Month 0.28% 0.28%
1 Year 0.35% 0.35%
2 Year 0.95% 0.95%
3 Year 1.59% 1.60%
5 Year  2.24% 2.25%
 

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*Annual percentage yields are accurate through 08/03/10.  Rates may change at any time without prior notice.  Fees could reduce earnings.

**There is a penalty for the early withdrawal of Certificate of Deposit funds.  Minimum opening balance for Certificates of Deposit is $1,000 unless otherwise specified.

Minimum opening balances:

  Checking $100
  Central Premier $1,000
  Savings $25
  Central Prestige $1,000