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Welcome to Money for Life on your terms. We have a personal checking option to fit your life. Choose from one of the following account types.
Central FreedomCompare Accounts | Apply Now »
Account snapshot: free checking account Good for: those who want the freedom from monthly fees and minimum balances Minimum to open: $100 Minimum Balance Requirement: None Monthly service charge: None Number of Checks: Unlimited Free Checks: 1st order free Free Online Banking: Yes Free E-Statements: Yes Additional Bank Services:
Upgrade to a Central Freedom Plus account for $7.99/month* to get these great extras:
* $7.99 monthly membership fee is waived for customers with deposit relationships of $25,000 or more.
Central e-CheckingCompare Accounts | Apply Now »
Account snapshot: interest checking for the Internet user Good for: those who write few checks and want to earn interest Minimum to open: $100 Minimum Balance Requirement: None Monthly service charge: None Interest earning: Yes; see our current rates Number of Checks: 5 per month; $1.25 for each additional check Free Online Banking: Yes Free E-Statements: Yes Free Online Bill Pay: Yes Additional Bank Services:
Central ClassicCompare Accounts | Apply Now »
Account snapshot: free checking for age 55+ Good for: those above age 55 Minimum to open: $100 Minimum Balance Requirement: None Monthly service charge: None Number of Checks: Unlimited Free Checks: Yes, always! Free Online Banking: Yes Free E-Statements: Yes Additional Bank Services:
Upgrade to a Central Classic Plus account for $3.99/month* to get these great extras:
* $3.99 monthly membership fee is waived for customers with deposit relationships of $25,000 or more.
Central PremierCompare Accounts | Apply Now »
Account snapshot: earn competitive rates of interest based on balance tiers Good for: those who want a high interest rate and carry a high balance Minimum to open: $1,000 Minimum Balance Requirement: $1,000 Monthly service charge: None; $10 if balance falls below $1,000 Interest earning: Yes; see our current rates Number of Checks: Unlimited Free Checks: 1st order free Free Online Banking: Yes Free E-Statements: Yes Additional Bank Services:
Central ScholarCompare Accounts | Apply Now »
Account snapshot: student checking for ages 18-24 Good for: students wanting a checking account with all the perks Minimum to open: $50 Minimum Balance Requirement: None Monthly service charge: None; $10 for age 25+ Number of Checks: 5 per month; $1.25 for each additional check Free non-CNB ATM Transactions: 3 per month Free Incoming Wire Transfers Free Checks: 1st order free Free Online Banking: Yes Free E-Statements: Yes Free Online Bill Pay: Yes Additional Bank Services:
Central Student
Account snapshot: starter checking account for ages 12-17 Good for: a young adult’s first checking account Minimum to open: $10 Minimum Balance Requirement: None Monthly service charge: None Free Checks: 1st order free Free Online Banking: Yes Free Mobile Banking: Yes Free E-Statements: Yes Additional Bank Services:
Central PatriotCompare Accounts | Apply Now »
Account snapshot: free checking for active-duty military & dependants, police officers, and firefighters Good for: the "patriots" who serve our country on a daily basis Minimum to open: $50 Minimum Balance Requirement: None Monthly service charge: None Number of Checks: Unlimited Free Checks: 1st order free Free Online Banking: Yes Free E-Statements: Yes Free Online Bill Pay: Yes Additional Bank Services:
Central New Opportunity CheckingCompare Accounts | Apply Now »
Account snapshot: checking account offering a second chance at a first-class bank account Good for: those who have had past banking challenges and are looking for a starter account to regain their financial strength, and eliminate costly check cashing fees Minimum to open: $50 Minimum Balance Requirement: None Monthly service charge: $9.99; discounted to $7.99 with direct deposit enrollment Number of Checks: Unlimited Free Online Banking: Yes Free E-Statements: Yes Additional Bank Services:
Central first step CheckingCompare Accounts | Apply Now »
Account snapshot: checking account offering a second chance at a first-class bank account Good for: those who have had past banking challenges and are looking for a starter account to regain their financial strength, and eliminate costly check cashing fees Minimum to open: $50 Minimum Balance Requirement: None Monthly service charge: $9.99; discounted to $7.99 with direct deposit enrollment Free Online Banking: Yes Free E-Statements: Yes Additional Bank Services:
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