Business Services

When you have a business account at Central National Bank, the way you run your business becomes our business. Do you need a more efficient collections process? Are you looking for a flexible way to manage funds? Check out the following services designed to make your life easier!

ACH Services

Electronic payment processing dashboard

With proper authorization from your customer or employee, create one-time or recurring EFT (electronic funds transfer) credit and debit transactions. This service also allows check payment acceptance by phone. To help streamline your payment and payroll processes, NACHA compliant ACH files may be uploaded from accounting software directly to our secure online platform for final submission and processing.

  • Full-featured electronic payment processing dashboard
  • Set up one-time or recurring ACH payments or debits
  • Accept check payments over the telephone
  • Find out about returned items quicker
  • No need to purchase, install, or maintain software
  • Improves efficiency and profitability

Customer Payment Portal

Accept online payments and donations on your website

  • For businesses, non-profits, and other organizations
  • One-time and recurring payment options
  • ACH/check payment options
  • Easy to use work flow for customers and donors
  • Consistent information when applying customer payments
  • Convenient method of scheduling and making payments
  • Payment history reporting
  • Reduction in administration expenses by automating payments
  • Easily integrates into your existing web site by simply adding a link
  • Customize to your needs by adding your colors/logos and adding input fields specific to your organization

Central Business Banking

Specialized online banking for businesses

Central Business Banking is a package of services created for businesses to conveniently access their account information online, anytime. Capabilities range from viewing and saving transaction data to issuing bill payments, wire transfers, and more.

  • Pay bills electronically with Online Bill Pay
  • Verify issued checks with Positive Pay to control check fraud
  • Multi-User Capability helps delegate tasks and resist fraud by controlling employee access privileges
  • Create and send Wire Transfers within the United States
  • Stop payments on issued checks
  • Transfer funds between your enrolled Central National Bank accounts
  • View, print, and save bank statements from online with E-statements
  • Set up Account Alerts
  • Access via Mobile and Text Banking

Sign up for Central Business Banking at $10 per month. Receive a reduced rate of $12 per domestic wire transfer; $12 per stop payment.

Merchant Services

Businesses are unique, and yours is no exception.

Today, the vast majority of retail and business consumers are accustomed to the convenience of credit card purchases. The revolving line of credit gives your customers more purchasing power and enables them to take advantage of sales and promotions they might otherwise pass up. That's why a Central National Bank Merchant Services Account is not only a great way to increase sales, but an essential business asset. It expands your customer base, increases your cash flow and reduces both your exposure to bad checks and the risks associated with carrying receivables.

  • Competitive discount rates with no hidden fees
  • Easy to read merchant statements
  • Fees charged monthly after you receive your statements
  • State-of-the-art processing capabilities
  • 24-hour authorization service
  • Ability to accept a wide range of payment choices including; Visa®,MasterCard®, Discover Card®/Novus, American Express®, Diners Club®, Carte Blanche®, the JCB card, Commercial/Purchasing cards and debit cards.
  • Competitively priced state-of-the-art equipment, which can be purchased or rented
  • Speedy equipment replacement when needed
  • 24-hour, 7 day technical support help desk
  • A quick application process