We hope you like our new site! Click to learn more.

Personal Savings

Because your future matters.

More than a savings account. A way of life.

Whether you're looking for an easy way to manage your accounts, looking for more ways to save, or just want a simple, basic account, we have a solution for you. Plus, each account comes with Free Online Banking, Mobile Banking and a free E-Statement. What more can you ask for?

Personal Savings

  • Central Prestige

    Get higher rates and maintain liquidity with this money market account.

  • Minimum opening balance of $1,000
  • Free online banking, mobile banking & E-Statements
  • Interest paid monthly
  • Open Account

6 Transfers/Withdrawals per month; $10 for each additional

  • Central Advantage

    Save for a big purchase or a rainy day with this interest bearing account.

  • Minimum opening balance of $25
  • Free online banking, mobile banking & E-Statements
  • Interest paid quarterly
  • Open Account

  • $2 Monthly Fee

Keep your balance above $100 or enroll in It Makes
¢ents! and we'll waive the $2 monthly fee

6 Transfers/Withdrawals per month; $1 for each additional

  • Central Health Savings

    Save for Medical Coverage with this Tax-Advantaged Account1.

  • Minimum opening balance of $100
  • Free online banking, mobile banking, debit card & E-Statements
  • Interest paid monthly
  • Open Account

  • $3 Monthly Fee

Keep your balance above $500 and we'll waive the $3 monthly fee

1Consult your tax advisor regarding tax advantages.

We also have account options for the 18 and under crowd.

Teach your children how to manage their funds responsibly from an early age.

Youth Savings

Features

  • For youths aged 17 and under
  • $5 Minimum to open
  • Free online & mobile banking
  • Free E-Statements
  • 6 Transfers/Withdrawals per month; $1 for each additional

Central Secret Agent Savers

Features

  • For kids ages 4 - 12 in search of adventure
  • $5 Minimum to open
  • Free online & mobile banking
  • Free E-Statements
  • 6 Transfers/Withdrawals per month; $1 for each additional

Our Accounts Include Access to the Following Features

  • Online Banking

    With Central Online Banking, you can bank from home!

    View account information, transfer funds, issue stop payment requests, and more! Your financial information is available at your fingertips 24 hours a day, seven days a week.

  • It Makes ¢ents!

    Do you have a Savings Account?

    Set up It Makes Cents! to save even more money - save for a rainy day, Christmas, college, or that new car you've been wanting.

  • Mobile Banking

    Sign into online banking from your phone or download one of our convenient mobile apps, which allow you many conveniences - including Mobile Deposit!

    Second Chance Checking, Health Savings Accounts, Central Secret Agent and Youth Savings Account holders are not eligible for Mobile Deposit. Fees may apply.

  • Online Bill Pay

    Set up recurring payments so you never forget a bill!

    Terms vary depending on account type.

back to top

Secure Page Sign-In

Ensuring the security of your personal information is important to us. When you sign in to Online Banking on our home page, your User Name and Password are secure. The moment you click the Log In button, we encrypt your user name and password using Secure Sockets Layer (SSL) technology.

Browser Security Indicators

You may notice when you are on our home page that some familiar indicators do not appear in your browser to confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").

To provide the fast access to our home page, we have made signing in to Online Banking secure without making the entire page secure. You can be assured that your ID and password are secure and that only Central National Bank has access to them.

Centralnational.com is SSL-Encypted

Secure Socket Layer (SSL) technology secretly encodes (encrypts data) information that is being sent over the Internet between your computer and Central National Bank, helping to ensure that the information remains confidential.