Current Rates

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Deposit Rates

Current Deposit Rates

Home Loan Rates

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Auto, RV, and Boat Rates

Auto Loan Application

We want you to be excited about your ride, whether it’s new, used or a refinance. We offer a variety of term options and 100%1 financing is available.

Loan Term Rate APR Origination Fee
2023 and Newer Autos1 60 Months 6.99%2 7.160%3 2% Origination Fee ($100 maximum)
2019 to 2022 Autos1 60 Months 7.29%2 7.461%4 2% Origination Fee ($100 maximum)
2013 to 2018 Autos 48 Months 8.69%2 9.050%5 2% Origination Fee ($100 maximum)
2012 and Older Autos 36 Months 9.69%2 10.391%6 2% Origination Fee ($100 maximum)
RVs, Boats, ATVs, and Motorcycles 48 Months 8.64% 9.173%7 2% Origination Fee ($100 maximum)

1 100% financing available for autos 2019 and newer. Restrictions may apply.

2 Offer of credit is subject to credit approval. Restrictions apply to qualify for this rate. Rate updated as of 1/24/2024 and is subject to change. Rate will be 1.00% higher if applicant does not have an active Central National Bank checking account. Loan options vary by age of vehicle, amount and term requested. Rates and/or origination fees may vary depending on loan-to-value ratio, and/or reason for the loan, such as purchase, refinance, or cash-out refinance. Ask your local branch or submit an online inquiry for more details.

3 Annual Percentage Rate is based on a $25,100 loan amount (includes $100 origination fee) with a contract interest rate of 6.99% and would require 59 monthly payments $496.92 and one payment of $497.19 resulting in a 7.160% APR.

4 Annual Percentage Rate is based on a $25,100 loan amount (includes $100 origination fee) with a contract interest rate of 7.29% and would require 59 monthly payments of $500.49 and one payment of $500.16 resulting in a 7.461% APR.

5 Annual Percentage Rate is based on a $15,100 loan amount (includes $100 origination fee) with a contract interest rate of 8.69% and would require 47 monthly payments of $373.63 and one payment of $373.82 resulting in a 9.050% APR.

6 Annual Percentage Rate is based on a $10,100 loan amount (includes $100 origination fee) with a contract interest rate of 9.69% and would require 35 monthly payments of $324.51 and one payment of $324.55 resulting in a 10.391% APR.

7 Offer of credit is subject to credit approval. Restrictions apply to qualify for this rate. Rate updated as of 1/24/2024 and is subject to change. For the financing of Boats, RVs (camping/travel trailers, motorhomes), ATVs, and motorcycles. Annual Percentage Rate is based on a $10,100 loan amount (includes $100 origination fee) loan amount with a contract interest rate of 8.64% and would require 47 monthly payments of $249.67 and one payment of $249.89 resulting in a 9.173% APR. Rate will be 1.00% higher if applicant does not have an active Central National Bank checking account. Ask your local branch or submit an online inquiry for more details.

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